Go-Factor Helps UK Businesses Solve Cash Flow Problems
Fast funding, tailored to your business.
Indicative offer same day; funding in 7 days.
Go-Factor is an independent UK invoice finance broker helping new starts, growing SMEs and established businesses solve cash flow problems. We help you understand, compare and secure funding built around your business.
We compare factoring, invoice discounting and confidential invoice discounting, selective debtor finance and single invoice finance (spot finance). Whether you need your first facility, funding against one invoice or a review of your existing provider, we assess funding availability, costs and terms.
Our aim is straightforward: release cash tied up in unpaid business invoices so you can pay wages and suppliers, manage cash flow and take on more work.
Independent UK broker • NACFB member • Established 2017
Recognised expertise. Real funding outcomes.
- NACFB Intermediary Excellence Award winner, 2023
- Highly Commended, NACFB Invoice Finance Broker of the Year, 2023
- Moneyfacts Awards finalist, 2024–2026
- Lloyds Banking Group “Signature Deal” Award, 2026
What's Stopping Your Business from Growing?
Customers Taking Too Long to Pay?
Go-Factor helps UK businesses understand, compare and secure the right invoice finance solution to unlock cash tied up in unpaid invoices, improve working capital and keep cash flowing.
Discover how Go-Factor can help with Invoice Finance →
Can I Get Invoice Finance Without My Customers Knowing?
Yes. Confidential Invoice Discounting allows many established businesses to release cash tied up in unpaid invoices while keeping customer relationships and credit control in-house. Go-Factor helps you understand, compare and secure the right confidential funding solution for your business.
Explore how Go-Factor can help with Confidential Invoice Discounting →
Need Cash From One Invoice?
Need cash from one customer invoice without committing your whole sales ledger? Go-Factor helps UK businesses arrange fast, flexible spot invoice finance with no ongoing facility.
Discover how Go-Factor can help with single Invoice finance →
Need Flexible Cash When Business Costs Rise?
Access working capital when you need it, repay what you use and draw funds again within the agreed limit. Go-Factor helps UK businesses secure revolving credit facilities for seasonal costs, cash-flow gaps and unexpected opportunities.
Discover how Go-Factor can help with a Revolving Credit Facility →
Can a New Business Get Invoice Finance?
Yes. Go-Factor helps UK new starts explore invoice finance after winning a first order, gaining new customers or needing working capital for payroll and suppliers.
A previous CCJ, company closure or financial difficulty is considered separately and does not automatically prevent funding. Go-Factor will assess the current business and explore suitable options.
Discover how Go-Factor can help with New Start Business Invoice Finance →
Need to Pay a Supplier Before Your Customer Pays You?
Go-Factor helps UK importers and exporters arrange trade finance for supplier payments, stock, purchase orders, freight and other costs keeping international deals moving from order to customer payment.
Discover how Go-Factor can help with Trade & Export Finance →
Worried a Customer May Not Pay?
Go-Factor helps UK businesses arrange trade credit insurance and bad debt protection, protecting eligible invoices when a customer becomes insolvent or fails to pay.
Discover how Go-Factor can help with Trade Credit Insurance & Bad Debt Protection →
Need Finance for Business Equipment?
Go-Factor helps UK businesses arrange asset finance for new or used vehicles, machinery, technology and other equipment spreading the cost while protecting working capital.
Discover how Go-Factor can help with Asset Finance →
Which Business Sectors Can Use Invoice Finance?
Go-Factor provides sector-specific invoice finance guidance for UK new starts, growing SMEs and established businesses. Find funding support for recruitment, healthcare, haulage, construction, manufacturing, distribution, cleaning, agriculture, technology and other B2B sectors.
Discover how Go-Factor can fund your Sector →
Is My Invoice Finance Too Expensive?
High fees, restricted funding or poor service can make an existing facility feel increasingly expensive. Go-Factor can confidentially review your costs, advance rates, concentration limits and contract terms, then explore whether a better invoice finance provider is available.
Discover how Go-Factor can Improve Your Invoice Finance Facility →