ASSET FINANCE UK
Get Asset Finance for UK SMEs – Fund Equipment, Vehicles & Machinery
Invest in business-critical assets without draining your cash flow.
Asset finance gives you access to the machinery, vehicles, or equipment your business needs—without large upfront payments. Whether you’re scaling operations or replacing aging assets, this funding keeps your cash available for growth, payroll, or emergencies.
At Go-Factor, we introduce SMEs to FCA-approved lenders offering tailored equipment finance, hire purchase, leasing, and refinance solutions.
What Is Asset Finance?
Asset finance helps your business spread the cost of equipment or vehicles over time. Instead of paying the full cost upfront, you repay monthly over a fixed term.
It’s ideal for:
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SMEs growing or upgrading operations
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Contractors and trades needing plant or tools
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Hauliers, builders, and manufacturers managing seasonal spend
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Businesses wanting to keep working capital in hand
We’ll match you with funding for:
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Hire Purchase – Buy the asset over time
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Finance Lease – Use the asset without full ownership
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Operating Lease – Return after term ends, ideal for fast-changing tech
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Refinancing – Unlock capital from assets you already own
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Soft Asset Finance – IT systems, software, fit-outs & furniture
What Can You Finance?
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Construction & plant machinery
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Commercial vehicles (new or used)
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Manufacturing & production equipment
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Farm/agri-tech machinery
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Office & IT systems
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Printing, catering & retail kit
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Medical & lab equipment
Whether you're buying from a dealer, manufacturer or auction, we can help.
Why Use Asset Finance?
✔ Preserve working capital
✔ Lower initial outlay
✔ Fixed, manageable monthly costs
✔ Potential tax benefits
✔ Upgrade equipment without draining cash reserves
✔ Fast decisions — even for new businesses
Why Go-Factor?
We’re an independent finance broker with a nationwide panel of asset finance specialists. Our mission is to match your business with the right funder—no pushy sales, no one-size-fits-all lending.
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🔍 We compare multiple offers to find the best deal
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🧠 You get real advice from real experts
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💼 We support businesses across construction, transport, engineering, retail & more
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📊 Quick quotes, minimal paperwork, no hidden charges