UK SME Finance Broker & Trusted Business Finance Brokerage
Go-Factor is a UK-wide commercial finance broker and independent business finance brokerage specialising in funding small and medium-sized enterprises (SMEs). We connect businesses with fast, flexible finance solutions—tailored to help you unlock cash flow, invest in growth, or navigate financial challenges.
From invoice finance and asset funding to business loans, bad debt protection, and more—we find the right finance for your business through our trusted panel of over 50 UK lenders.
What We Offer
As an experienced SME finance broker, we help businesses access:
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Invoice Finance & Invoice Discounting
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Single Invoice / Spot Finance
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Business Loans & Recurring Credit Facilities
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Asset & Equipment Finance
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Bad Debt Protection / Credit Insurance
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Commercial Mortgages
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Business Insurance for SMEs
We are also proud to promote and support the UK Government’s Growth Guarantee Scheme (GGS) — a valuable initiative that helps eligible SMEs access funding backed by government support. If you're exploring GGS loans or need help navigating the application process, our team can guide you through it.
👉 Learn more about how Go-Factor supports the Growth Guarantee Scheme (GGS)
Why Choose Go-Factor?
✔ NACFB Accredited Brokerage – Adhering to the highest UK finance standards
✔ Award-Winning Service – Recognised for our impact in SME funding
✔ Specialists in Difficult-to-Fund Cases – We deliver where others fall short
✔ Access to 250+ Lenders – From high-street banks to niche alternative providers
✔ No-Rush, Real Advice – We’re here to help, not sell
✔ Proven Results – We've secured urgent funding in as little as 48 hours
Whether you’re a start-up, scaling business, or recovering from financial strain, Go-Factor helps you access the funding you need—quickly, clearly, and with confidence.
Our Commitment to Results
At Go-Factor, we are committed to delivering results for our clients. We understand that every business is unique, and we take the time to understand our clients' needs and goals. We work tirelessly to provide them with the support they need to achieve their objectives and grow their businesses.
Our Experience
With over 30 years of experience in the financial services industry, Go-Factor has the knowledge and expertise to provide our clients with the best possible service. We have helped hundreds of businesses across the UK to secure the financing they need to grow and succeed.
The Founder
Helen Boylett-Smith
Founder
Helen Boylett-Smith is a seasoned financial strategist with a passion for helping businesses thrive in dynamic markets. With over 30 years of experience in the finance industry, Helen has established herself as a trusted advisor. With a passion for finding innovative solutions to complex financial challenges, Helen has built a reputation as a trusted advisor in the industry.
Her extensive background encompasses a range of sectors, including banking, corporate finance, and strategic planning. Known for her innovative solutions and unwavering commitment to her clients' success. Her expertise spans across diverse sectors, from retail to technology, and she has a proven track record of securing funding that fuels growth and expansion.
Helen's strategic insights, coupled with her ability to navigate complex financial landscapes, make her an invaluable asset to any business seeking to optimise their financial strategies. As a thought leader and commitment to excellence, Helen Boylett-Smith continues to shape the financial landscape, one successful partnership at a time.
Phone: 0151 347 0977
Email: letstalk@go-factor.co.uk