Invoice Discounting – Confidential Funding That Keeps You in Control

Waiting to get paid? Unlock fast, flexible cash flow—without your customers ever knowing.

Invoice discounting is a discreet way to boost your working capital by borrowing against outstanding invoices—while you retain full control over collections and customer contact.

At Go-Factor, we help UK companies access confidential, lender-backed invoice discounting solutions that offer:

Up to 100% of invoice value advanced—often within 24 hours
Full credit control remains with your business
No disclosure to your customers (confidential facility)
Secure, real-time online access to your funding
Optional bad debt protection for added peace of mind
Competitive pricing across a panel of leading UK lenders

Ideal for established SMEs with strong financial processes, invoice discounting gives you the freedom to grow without waiting 30, 60, or 90 days to get paid.

How It Works

Invoice your clients as normal. Instead of waiting weeks for payment, your discounting provider advances funds based on the invoice value. You continue to manage client communications, while your funding is quietly working behind the scenes.

Unlike invoice factoring, you stay in charge of collections, giving you complete visibility and customer control.